“BOC Meeting,” “UnionPay Meeting,” and “Douyin Meeting”
These apps may appear to be official, but in reality, the companies behind them have never released any such meeting software. These are tools deliberately created by scammers for fraudulent purposes.

Real Case: Woman Loses Entire Bank Balance After Downloading “BOC Meeting” App
“You’ve purchased an insurance policy on our platform. A monthly fee of 800 yuan will be automatically deducted…”
Recently, 65-year-old Ms. Xu received a call at home from someone claiming to be a customer service representative from a short video platform. Alarmed, she immediately requested to cancel the service. The “representative” said they would transfer her to a “senior customer service agent” to help with the cancellation process. Soon after, Ms. Xu received a call from the so-called senior agent.

Since Ms. Xu wasn’t very familiar with using smartphones, she was instructed to download an app called “BOC Meeting” to proceed with the cancellation. Through the app, she spoke with the scammer and enabled screen sharing. Under the scammer’s step-by-step guidance, she logged into her mobile banking app, entered her password multiple times, and completed facial recognition verifications. It wasn’t until her entire bank balance had been emptied that Ms. Xu realized she had been scammed.

Anti-fraud police explained that the “BOC Meeting” app is a newly emerged fraudulent app. These apps, labeled as “UnionPay,” “Zhonglian,” or even “Douyin,” are made to look like official meeting software, but they are actually screen-spying tools. Once the user grants the requested permissions, these apps can monitor everything done on the phone—including sensitive details like bank account numbers, passwords, and verification codes. With built-in backdoors, scammers can even remotely control the victim’s phone to complete unauthorized transactions.

In response, China UnionPay has issued a stern warning stating that criminals are tricking users into installing a fake “UnionPay Meeting App,” which poses significant risks such as theft of sensitive information and funds. They emphasized that “UnionPay Meeting App” is not a product of China UnionPay and urged the public to beware of such scams.

Important Fraud Prevention Tips from Chinese Cyber Police:

• Any so-called customer service representative who asks you to download a meeting app not found in official app stores is running a scam.

• Any so-called customer service agent who claims you need to cancel or disable a “live stream membership,” “million-dollar protection,” or “insurance policy” to avoid automatic deductions or credit score impacts is attempting fraud.

• Any mention of “meeting ID,” “screen sharing,” or “remote control” is a clear sign of a scam.